Entries by Tosten1980

Proper Insurance for Investment Properties

The process of going from being a homeowner to a real estate investment/landlord is an exciting time. Not only are you working towards creating an extra revenue stream for your income, but you’re investing in what has historically been one of the best places – real estate! When it comes to investing in real estate […]

Everything You Need to Know About Flood Insurance

The Myth: Homeowners Insurance Covers My Home From All Damage Flood insurance is one of the more commonly misunderstood insurance coverages. Many homeowners assume that if they have a homeowner’s insurance policy, then they’re covered from all water damage that could occur to their home. This is not true. Flood insurance is not typically included […]

Buying Your First Home? We Explain Home Insurance Coverage

Owning your first home is one of the most exciting and biggest accomplishments in life. It is a memorable time and something to be proud of. With this excitement comes the responsibilities of maintaining and insuring the home. While we can’t help with the maintenance, we can help you understand and properly insure your new […]

Have You Made Upgrades to Your Home This Year?

Many people have used the COVID-19 pandemic to assess their current living situation. Whether it is finally getting to those home improvement projects, getting out in your yard or garden. Others felt inspired to make some major renovations to their homes. If you fall into this category, clearly you are not the only one making […]

September Represents National Preparedness Month

Are you prepared for a disaster? Recent articles online, in the newspaper and commercials on televisions remind us that disasters are just a moment away. It is easy to think that’s a good reminder, yet fail to act on our preparedness. The fact is: disasters happen. It’s best to learn the skills & be prepared. […]

When Life Changes, So Should Your Insurance Policy

Imagine if we could buy just one insurance policy and be set for life. That’s a nice thought, isn’t it? Like the good things that happen in life, your insurance policy should change and adapt to your situations. The beauty of having a local, independent insurance agent is that they represent multiple insurance companies. One […]

Why You Should Keep a Home Inventory Checklist

Two Ways to Construct a List a Home Inventory Checklist For most of us, we won’t have to experience a disastrous home loss such as a flood, fire, earthquake or other disaster. That doesn’t mean any of us should be less prepared for such an event should one occur. Preparing a home inventory can be […]

Six Things to Do If You Get Into a Car Accident

Being in an accident can be a very frightening event. Being prepared to know how to handle the situation when it occurs will help you deal with the shock of it, and obtaining proper documentation helps support a claim. While accidents will happen to almost every driver, whether their car is parked and unattended, or […]

Common Questions About Motorcycle Insurance

Whether you enjoy going on long road trips or simply just like taking your motorcycle for a ride around your town, it’s important you have the right insurance coverage in the event you have to file a claim. What You Should Know About Your Insurance & How Your Rate Can Be Calculated Where You Live […]