Entries by Tosten1980

5 Most Common Boating Claims & Insurance to Cover Them

Ah, boating. Whether you enjoy taking your boat out for a ride, waterskiing or fishing, boats bring joy and relaxation. Like any vehicle, there comes risks with operating a boat and understanding your insurance coverage is crucial. While having a conversation with your local insurance agent can clarify any of your questions, we’ll share the […]

Learn How Telematics Can Earn You An Auto Insurance Discount

Many insurance carriers offer telematics for an auto insurance discount. If you are seeking out additional auto insurance discounts to lower your monthly or annual premium, talk to your insurance agent to see if your carrier offers telematics. Many carriers do! How does telematics work? A telematics device monitors how you drive a vehicle. Your […]

Insurance Options for Your Custom Car, Truck or Motorcycle

Do You Have Custom Paint, Parts or Equipment for Your Vehicle? A lot of people take great pride in their vehicles and for them it isn’t only an asset, it is something that expresses their individuality. But, if you’re customizing a vehicle, whether it be a car, motorcycle or ATV, you want to make sure […]

Insurance Options for Your Classic Car

If you are the lucky owner of a classic car, you can appreciate the uniqueness of the vehicle as well as cherish the nostalgia of owning it. Classic car owners invest in classics for countless reasons. Some, purely because they like older cars versus new ones, others because they want it as an investment.  Regardless […]

Shopping for Boat Insurance? We Explain Your Coverage Options

When it comes to insuring your boat, it can be hard to know where to start. Most new boat owners start by wondering how much coverage will be provided by an existing home insurance policy.  But it’s often best to separate your boat insurance from your homeowner’s policy or any other policies that you might […]

Seven Ways You Can Get More Organized in 2021

If you are looking to be tidier or organized in 2021, we have some tips for you! Create your checklist First off, what areas of your home need to be more organized? Do you finally want tackle your junk drawers? Organize your bathroom or closet? Or finally donate or dump items in your garage? Create […]

Understanding the Differences Between Flood Insurance and Sewer Backup

Floods are the most devastating natural disaster in the United States each year causing billions in losses and displacing thousands. While flooding is a common concern for those near rivers and streams, all homes in the United States can be caught off-guard by floods. When it comes to flood insurance, it is important to understand […]

Replacement Cost Vs. Actual Cash Value

An insurance policy usefulness is determined by the policy language used. Specific policy language determines what is covered, what is excluded and the amounts covered under the policy. Reviewing your insurance policy language every now and again may be helpful in the event of a claim, as you would have a better understanding of what […]

Six Simple Tips if You Plan to Sell Your Home

Preparing to sell your home can be a large undertaking. Often, people put off repairs on their home that don’t bother them, but would certainly deter prospective buyers or set off an alarm to a home inspector of other problems. If you’re preparing to sell your home, follow these steps to ensure you get the […]