Entries by Tosten1980

Insurance Options for Your Classic Car

If you are the lucky owner of a classic car, you can appreciate the uniqueness of the vehicle as well as cherish the nostalgia of owning it. Classic car owners invest in classics for countless reasons. Some, purely because they like older cars versus new ones, others because they want it as an investment.  Regardless […]

Shopping for Boat Insurance? We Explain Your Coverage Options

When it comes to insuring your boat, it can be hard to know where to start. Most new boat owners start by wondering how much coverage will be provided by an existing home insurance policy.  But it’s often best to separate your boat insurance from your homeowner’s policy or any other policies that you might […]

Seven Ways You Can Get More Organized in 2021

If you are looking to be tidier or organized in 2021, we have some tips for you! Create your checklist First off, what areas of your home need to be more organized? Do you finally want tackle your junk drawers? Organize your bathroom or closet? Or finally donate or dump items in your garage? Create […]

Understanding the Differences Between Flood Insurance and Sewer Backup

Floods are the most devastating natural disaster in the United States each year causing billions in losses and displacing thousands. While flooding is a common concern for those near rivers and streams, all homes in the United States can be caught off-guard by floods. When it comes to flood insurance, it is important to understand […]

Replacement Cost Vs. Actual Cash Value

An insurance policy usefulness is determined by the policy language used. Specific policy language determines what is covered, what is excluded and the amounts covered under the policy. Reviewing your insurance policy language every now and again may be helpful in the event of a claim, as you would have a better understanding of what […]

Six Simple Tips if You Plan to Sell Your Home

Preparing to sell your home can be a large undertaking. Often, people put off repairs on their home that don’t bother them, but would certainly deter prospective buyers or set off an alarm to a home inspector of other problems. If you’re preparing to sell your home, follow these steps to ensure you get the […]

Engagement Ring Coverage

Getting engaged is an exciting time and brings happiness to not only the couple, but their family and friends. While the new couples should cherish this special moment, they should also find an insurance policy to protect the engagement ring immediately. Anything can happen to an engagement ring, whether it’s stolen, damaged or accidentally falls […]

A Rodent Made a Nest In My Car and Caused Damage – Is it Covered?

Since cooler weather is here or if you park your car outside during the winter months, chances are that sooner or later a rodent will find its way inside of your warm vehicle. Rodents like rats, mice and even squirrels can make their way up inside of your engine compartment to stay warm. After all, […]

Is it Time for New Tires?

When it comes to vehicle safety, few things are as important as your tires and you should regularly inspect them to ensure they’re in good shape before taking your car out on the road. Tire safety is much more than just tire pressure. Familiarize yourself with these 5 signs that your tires may need to […]