Entries by Tosten1980

Utilization of the latest technology to reduce your likelihood of a claim

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Technology has made significant strides in the past five years, offering homeowners the ability to control and monitor various aspects of their homes through mobile devices and Wi-Fi-enabled routers. By incorporating do-it-yourself tech items into your home, you can mitigate the risk of insurance claims related to burglary, water damage, fire, and freezing damage. Consider…

How to protect your home while away on vacation

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Summer is the perfect time to embark on a well-deserved vacation, but it’s crucial to take precautions to protect your home while you’re away. By implementing simple measures and adopting preventive strategies, you can deter potential thieves and ensure the safety of your property. When it comes to safeguarding your home during vacation, there are…

Wildfires, home insurance & staying safe during poor air quality days

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With an increase in wildfires over the last few years, some insurance carriers around the country have needed to make adjustments to home insurance policies. Here are two common scenarios we are seeing: Depending on the state you live in, there is limited or no home insurance coverage for homes located in high-risk areas. An…

How to do your part to reduce wildfires this summer

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It is that time of year when we like to remind you of the importance of wildfire prevention. Preventing a wildfire requires a collective effort and best practices need to be utilized to lower our risk. Did you know the majority of wildfires are caused by humans? According to Wildland Fire Management Information, humans cause…

An update on auto & home insurance rates in 2023

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Inflation Continues to Impact Insurance Policy Premiums in 2023 We all feel the impact of inflation. Whether it is at the gas station, grocery store and your insurance policies at renewal. Unfortunately, the insurance industry continues to be impacted as insurance carriers are forced to adjust their risk based on inflation and claims. We know…

Proper insurance coverage for your summer activities

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Summer is near! With the start of a new season, you may be looking forward to the activities that are typically enjoyed during the summer season. Whether you plan to take road trips, use your dirt bike or ATV, swim at your home or spending time on your boat, you may wait all year to…

Homeowner’s insurance discounts

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Whether you are looking to purchase a new home or if you find your current home insurance premium is too high, our local, independent insurance agency can help. We represent the top home insurance carriers in the country. In one click, we can provide you with quotes from all of our carriers at once! Here…

Should You Insure A Golf Cart?

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Golf carts aren’t just used for the golf course. Many people use as an easy transportation around their neighborhood. Depending what state you live in, insurance for your golf cart is either required or optional. Golf cart insurance is going to provide you with the best coverage versus simply relying on your home insurance policy…

Car Theft – Am I Covered?

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When a person thinks about car theft, there are a few scenarios to imagine such as personal property items stolen out of your vehicle, car parts stolen from your vehicle, or your car was physically stolen and couldn’t be recovered. So, the question is, are you covered if you experience any of the following theft […]